I posted in your topic, but I'll copypasta here as well as other info in your profile.
My solution for you is to wait until your games are on sale. The last game I ever bought for full price was Trackmania United. Everything else after I bought for at least 25% off. Christmas is your best bet. By doing this, I've probably saved over $100 on STEAM games.
So you might not be able to get the latest and greatest by doing this, (also ignore the $5 off for preorders, it'll be lower at some point) but it saves you a shit ton of cash.
EDIT: I forgot to mention, new account as well.